A new bathroom is one of the best investments you can make in your home, but the upfront cost can feel daunting. The good news is that you don't have to pay for everything at once. At GWS, we offer Klarna Pay in 3 on all projects over £100, and there are several other finance options available to Kent homeowners.
Klarna Pay in 3: Our Recommended Option
Klarna Pay in 3 splits your bathroom cost into three equal monthly payments with 0% interest. There's no credit check for Pay in 3, and you're approved instantly at checkout. Here's how it works:
- Payment 1: Due at the time of booking (typically one-third of the total)
- Payment 2: 30 days later
- Payment 3: 60 days later
For example, a £9,000 full bathroom renovation would break down into three payments of £3,000. There are no hidden fees, no interest charges, and no impact on your credit score.
How Much Can You Finance?
Klarna Pay in 3 is available on any GWS project over £100. Here's what that looks like for typical bathroom projects:
| Project Type | Total Cost | 3 Monthly Payments |
|---|---|---|
| Budget bathroom refresh | £4,500 | £1,500/month |
| Full bathroom renovation | £9,000 | £3,000/month |
| Premium wet room | £13,500 | £4,500/month |
| En-suite installation | £7,500 | £2,500/month |
For detailed pricing on each project type, see our pricing guide.
Other Finance Options for Bathroom Renovations
If Klarna Pay in 3 doesn't suit your situation, there are other ways to finance a bathroom renovation:
Home Improvement Loan
A personal loan from your bank or building society can be used for any home improvement. Rates typically range from 3-7% APR depending on your credit score and the amount borrowed. Loans offer longer repayment periods (1-7 years) but do involve a credit check and interest charges.
Credit Card (0% Purchase Offer)
Some credit cards offer 0% interest on purchases for 12-24 months. If you can pay off the balance within the promotional period, this is effectively free finance. However, the interest rate after the promotional period is typically 20%+, so you need to be disciplined about repayment.
Savings
If you have savings earmarked for home improvements, paying outright avoids any finance charges. We accept bank transfer, card payments, and cash. Many of our customers combine savings with Klarna to reduce the upfront impact.
Why We Chose Klarna
We partnered with Klarna because it's the simplest, fairest option for our customers. There's no lengthy application, no credit check for Pay in 3, no interest, and no hidden fees. It means homeowners in Dartford, Bexleyheath, Bromley, and across Kent can get the bathroom they want without waiting months to save up.
Tips for Budgeting Your Bathroom Renovation
- Set a realistic budget: Use our estimate calculator to get a ballpark figure before requesting a quote.
- Prioritise what matters: Spend more on items you'll use daily (shower, taps) and save on things that are less visible (pipework, waste fittings).
- Don't forget the extras: Budget for towel rails, mirrors, storage, and accessories — these can add £200-£500 to the total.
- Get multiple quotes: We recommend getting at least two quotes. See our guide on how to choose a bathroom fitter for what to compare.
Get a Free Quote
Ready to explore your options? Request a free quote and we'll include Klarna payment options with your proposal. Or call George on 07376 641877 to discuss your project and budget.